info@ceisreview.com
  • English
  • Español

The State of Affairs: Marijuana Legalization and Banking

In 2016, the reported revenue from states that have legalized medicinal and or recreational marijuana usage is estimated to be approximately 6.7 billion dollars (1). With more states now having passed legalization regarding marijuana sale and usage, the anticipated revenue is expected to double or triple from previously reported figures. Without any direct Federal government […]

OCC Fall 2017 Semiannual Risk Perspective – Summary

I) The Operating Environment The OCC (1) has observed overall increased bank earnings due to improved net interest margins, a strong quality and quantity of bank capital, and widely available liquidity. Credit quality remains strong, with all major loan categories reporting net charge-off rates below their 25-year averages. Interest rates and market volatility remain at […]

Commercial Real Estate Concentration Risk Management

In the article below, CEIS’ experts, Mr. Christopher “Kit” Webbe and Ms. Elizabeth Williams, examine the topic. I) Introduction The risks posed by concentrations of credit risk in general, and Commercial Real Estate concentrations in particular, have long been an area of focus for bank regulators. In 2006, the FFIEC published the Interagency Guidance “Concentrations […]

CEIS Salutes Our Veterans

We here at CEIS honor and salute our heroes in the military. We deeply appreciate your service. Happy Veterans Day! Pictured below: US Navy Cruiser, USS Atlanta, fencing exercise. The USS Atlanta was a light cruiser known for particularly effective antiaircraft capabilities. This one was was laid down on April 22, 1940 at the Federal […]

The CEIS Quarterly Newsletter Issue 4, Volume 3

In this release of CEIS Review’s “The Quarterly” newsletter, Joe Hill comments on data from the FDIC concerning Community Bank performance through 2Q 2017. Also covered in this issue: “Small Business Lending – A (Mostly) True Story”: A cautionary tale by CEIS’ own Christopher “Kit” Webbe Remote Review & You Zelle Digital Payments and Big Banks OCC […]

Complimentary Webinar: CEIS’ Liz Williams Presents CRE Concentration Risk Management

Liz Williams discusses best practices in commercial real estate (CRE) and multifamily concentrations, which are a key focus for regulators within the current exam cycle. Regulators have indicated that they will focus on banks with significant growth in CRE or with CRE concentrations approaching/exceeding regulatory thresholds. However, having a CRE concentration is not necessarily a bad thing. […]

CEIS Review at the Richard J. O’Brien Foundation “Networking for a Cause Breakfast”

CEIS Review is honored to be attending and sponsoring the upcoming Richard J. O’Brien “Networking for a Cause Breakfast”. The Richard J. O’Brien Foundation was established to honor the memory of Mr. O’Brien and his dedication to organizations benefitting children and their families. Through June 2017, the Foundation has donated $377,500 to various children’s charities.

CEIS Review at Lakeland Bank’s 44th Annual Scholarship Fund Golf Outing

CEIS is pleased to support Lakeland Bank at their 44th Annual Scholarship Fund Golf Outing. We also attended last year, when Lakeland Bank raised enough funds to award college scholarships to 72 high school seniors, as well as five college students. Hats off to you, Lakeland, and we’ll see you soon!

Newsletter Signup