info@ceisreview.com
  • English
  • Español

The CEIS Quarterly Newsletter – Volume 4, Issue 1

In this release of CEIS Review’s “The Quarterly” newsletter, President & CEO Mr. Joseph J. Hill discusses the constant need for improvement, and ways in which CEIS is working to better serve our client base; Managing Director Ms. Elizabeth “Liz” Williams discusses what exactly is captured when identifying a CRE concentration by regulatory definition, and […]
  • Posted by Justin Hill
  • On Wednesday February 21st, 2018
  • 0 Comments
  • 2 likes
    • Read More

The State of Affairs: Marijuana Legalization and Banking

In 2016, the reported revenue from states that have legalized medicinal and or recreational marijuana usage is estimated to be approximately 6.7 billion dollars (1). With more states now having passed legalization regarding marijuana sale and usage, the anticipated revenue is expected to double or triple from previously reported figures. Without any direct Federal government […]
  • Posted by Justin Hill
  • On Wednesday February 7th, 2018
  • 1 Comments
  • 3 likes
    • Read More

OCC Fall 2017 Semiannual Risk Perspective – Summary

I) The Operating Environment The OCC (1) has observed overall increased bank earnings due to improved net interest margins, a strong quality and quantity of bank capital, and widely available liquidity. Credit quality remains strong, with all major loan categories reporting net charge-off rates below their 25-year averages. Interest rates and market volatility remain at […]
  • Posted by Justin Hill
  • On Tuesday January 30th, 2018
  • 0 Comments
  • 1 likes
    • Read More

Commercial Real Estate Concentration Risk Management

In the article below, CEIS’ experts, Mr. Christopher “Kit” Webbe and Ms. Elizabeth Williams, examine the topic. I) Introduction The risks posed by concentrations of credit risk in general, and Commercial Real Estate concentrations in particular, have long been an area of focus for bank regulators. In 2006, the FFIEC published the Interagency Guidance “Concentrations […]
  • Posted by Justin Hill
  • On Thursday January 25th, 2018
  • 0 Comments
  • 1 likes
    • Read More

CEIS Salutes Our Veterans

We here at CEIS honor and salute our heroes in the military. We deeply appreciate your service. Happy Veterans Day! Pictured below: US Navy Cruiser, USS Atlanta, fencing exercise. The USS Atlanta was a light cruiser known for particularly effective antiaircraft capabilities. This one was was laid down on April 22, 1940 at the Federal […]
  • Posted by Justin Hill
  • On Friday November 10th, 2017
  • 0 Comments
  • 1 likes
    • Read More

The CEIS Quarterly Newsletter Issue 4, Volume 3

In this release of CEIS Review’s “The Quarterly” newsletter, Joe Hill comments on data from the FDIC concerning Community Bank performance through 2Q 2017. Also covered in this issue: “Small Business Lending – A (Mostly) True Story”: A cautionary tale by CEIS’ own Christopher “Kit” Webbe Remote Review & You Zelle Digital Payments and Big Banks OCC […]
  • Posted by Justin Hill
  • On Friday November 3rd, 2017
  • 0 Comments
  • 3 likes
    • Read More

Complimentary Webinar: CEIS’ Liz Williams Presents CRE Concentration Risk Management

Liz Williams discusses best practices in commercial real estate (CRE) and multifamily concentrations, which are a key focus for regulators within the current exam cycle. Regulators have indicated that they will focus on banks with significant growth in CRE or with CRE concentrations approaching/exceeding regulatory thresholds. However, having a CRE concentration is not necessarily a bad thing. […]
  • Posted by Justin Hill
  • On Thursday October 19th, 2017
  • 0 Comments
  • 1 likes
    • Read More

CEIS Review at the Richard J. O’Brien Foundation “Networking for a Cause Breakfast”

CEIS Review is honored to be attending and sponsoring the upcoming Richard J. O’Brien “Networking for a Cause Breakfast”. The Richard J. O’Brien Foundation was established to honor the memory of Mr. O’Brien and his dedication to organizations benefitting children and their families. Through June 2017, the Foundation has donated $377,500 to various children’s charities.
  • Posted by Justin Hill
  • On Tuesday September 19th, 2017
  • 0 Comments
  • 0 likes
    • Read More

CEIS Review at Lakeland Bank’s 44th Annual Scholarship Fund Golf Outing

CEIS is pleased to support Lakeland Bank at their 44th Annual Scholarship Fund Golf Outing. We also attended last year, when Lakeland Bank raised enough funds to award college scholarships to 72 high school seniors, as well as five college students. Hats off to you, Lakeland, and we’ll see you soon!
  • Posted by Justin Hill
  • On Tuesday September 19th, 2017
  • 0 Comments
  • 1 likes
    • Read More

Newsletter Signup