CRE Stress Testing – Validated

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In concert with CEIS Review’s Operations Policy and the Regulatory Model Risk Management Policy (SR11-7), we are pleased to announce that CEIS’ “CRE Stress Testing Model” (“ST Model”) has been validated in conformance with Supervision and Regulation Letter SR 11-7: Guidance on Model Risk Management(SR11-7”).

The validation process was conducted by an independent third-party Certified Public Accounting Firm with specific experience with model validation processes and procedures consistent with the aforementioned guidelines. In accordance with CEIS’ internal policy and SR-11-7 guidelines, the Stress Testing Model must go through an independent validation process every ~two years to remain in compliance. This validation replaces the current Model validation prepared as of 9/2021.

CEIS Review is an independent consulting firm established in 1989, serving the needs of commercial lending organizations. Expertly led and managed Loan Review Programs covering CRE, C&I, Leveraged Lending, Project Finance, ABL, Oil & Gas, Renewable Energy, Shipping, and other lending segments.

CEIS Review performs Targeted and Full Portfolio Stress Testing services for commercial lending Institutions and Organizations. Client engagements are structured and led by CEIS’ Managing Directors, who ensure the incorporation of leading industry best practices and regulatory expectations while providing the Client’s Management with actionable insights.

Loan Portfolio Stress Testing
Community Bank “Bottom Up” Loan Level Approach
Capital Assessment “Top Down” CCAR Approach