COVID-19 Pandemic – Credit Concerns

By the end of 2020 it is estimated that U.S. community banks could face a 50% decrease in earnings due to spikes in credit costs. Second-quarter earnings have not yet exposed a significant decline in credit quality, in part due to deferrals of interest and/or principal payments on their loans as promoted under the CARES […]

Posted by Justin Hill
On Thursday July 23rd, 2020
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OCC Issues a Proposed True Lender Rule

The Regulatory Agency, Office of the Comptroller of the Currency (OCC) on Monday, July 20th,2020 proposed a regulation that would determine when a National Bank or Federal Savings Association makes a loan and is the “true lender” in the context of a partnership between a bank and a third party, such as a marketplace lender. […]

Posted by Justin Hill
On Wednesday July 22nd, 2020
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COVID-19 Pandemic – Credit Concerns

OCC Issues a Proposed True Lender Rule

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