CEIS’ newest Quarterly Client Survey presents observations that the FDIC & OCC have stated that they have concerns on an easing of underwriting standards, fierce competition by banks against their peers, as well as against non-bank lenders that are present, as well as entering the market. We have also noted a slight increase of Criticized/Classified loans and the effect this may have on capital.
To view the 1Q2017 Loan Portfolio Quality Survey Results select here