Asset Quality improves, Banks Remain Cautious: CEIS Review report
Most banks have continued to show improving trends in terms of asset quality, levels of criticized and classified loans, and nonaccrual and delinquency rates, according to the new 2012 Q2 Client Survey conducted by CEIS Review. The survey also found that the industry remains conservative in terms of new originations.
However, nonaccruals relative to portfolios still remain high at many banks, signifying potentially longer term workouts.
CEIS Review, a consulting firm serving the needs of commercial and savings banks, recently released its quarterly survey of loan quality trends as observed in the review of its clients. CEIS compiles data from each of its completed reviews with the goal of identifying trends and patterns related to the direction of loan quality (LQ) as well those in loan portfolio administration. This release focuses on the LQ patterns as indicated by the compiled 2nd quarter (2Q) statistics and associated credit process management.
To request the entire 2012 Q2 Client Survey, please click here.
- Posted by Justin Hill
- On Wednesday August 15th, 2012
- 0 Comments