As part of the loan review process, CEIS gathers underwriting statistics for transactions that were originated or renewed over the previous 12-18 months from the date of the subject loan review. In this initial publication, our analysis focuses on trends observed in underwriting Commercial Real Estate (CRE) income properties among banks located in New York […]

Most people who exercise regularly can vouch for the side benefits of physical activity. Putting periodic, controlled physical stress on your heart, lungs and muscles often produces more than just improved fitness; people also report better moods and lower appetites, for example. In the same way, financial institutions conducting stress tests to satisfy prudential regulators’ […]