Our engagement with CEIS Review not only meets the OCC's requirement for independent credit review, it provides our team with valuable coaching and guidance on industry best practices. CEIS is very understanding of our credit culture, and is always an efficient partner that takes into consideration our onsite review follow up. It is a pleasure to work with CEIS, and I do recommend their services to my Banking peers.
Daniel P. Reininga
Lake Shore Savings
CEIS has consistently delivered top‐notch professional service, and offers great flexibility for us as a client. We have confidence in their commitment to maintaining a high level of industry and regulatory knowledge, as well as quality loan review services.
Lisa H. Fornal, CPA
Financial Resources Federal Credit Union
CEIS Review has been an important part of Enterprise Bank’s commercial lending review function since 2010 when the Bank made the decision to move its third party review services from the firm that we’d used since the Bank’s inception in 1989 to CEIS Review after a thorough search of area firms providing such services. From the very beginning, Enterprise has been impressed with the experience and professionalism of all of the people at CEIS that we’ve come in contact with. Reviews here are conducted on a timely basis twice a year by review staff that offers large or regional bank commercial lending or loan review experience. The level of staff expertise has proven to be helpful on many occasions as Enterprise Bank continues to grow its portfolio and moves into other types of loans. As an example, Enterprise recently booked its first highly leveraged loan transaction. CEIS provided appropriate feedback and copies of recent regulatory guidance on such transactions to be sure that this new type of loan is being properly underwritten and monitored. We consider CEIS Review to be a valued partner in the Bank’s growth and in monitoring that portfolio credit quality is maintained.
At Investors Bank we leverage CEIS Review's expertise to assist us in identifying and evaluating credit risks before they can potentially become problematic. As a rapidly growing institution, CEIS Review has been more than able to meet our growing demands with a suite of their credit risk consulting services. Whether it be their Loan Review programs, Stress Testing or other consulting activities they are always there as a reliable and steadfast partner. In addition, the CEIS teams are comprised of professionals with extensive experience in banking that add value to the process with their input and commentary. The onsite team definitely adds value to the process.
CEIS Review’s Loan Review Program has been an instrumental part of our Credit Risk Management effort at ConnectOne Bank for the past 3 years. Working with CEIS Review has allowed us to more effectively manage credit risk and ensure quality standards are being met. CEIS has done an excellent job of bringing their market knowledge to our bank, recommending best practices, and identifying examiners’ focus in upcoming exams. Furthermore, they have worked with us to stay ahead of the turbulent regulatory environment in order to avoid potential problems. CEIS Review has become more of a partner to our organization rather than a vendor, one that can understand our fast-paced culture and work with us to accommodate our needs. We have great confidence in their commitment to maintaining a high level of industry and regulatory knowledge and loan review services.
Frank S. Sorrentino III