On an ongoing basis CEIS compiles certain data from its completed reviews. The intent is to identify patterns and trends with regard to loan quality (LQ) within our client base, as well as gain further insight as to how those portfolios are administered. Using this information, CEIS generates a quarterly report that focuses primarily on the LQ patterns and trends that are identified by analyzing this data. The results are then segmented by region, portfolio size, and institution type. All client names and unique indicators are eliminated from the report.

In this most recent edition we have included some additional findings that you may find very useful. will enable you to determine closely where among your community bank peers you fit in regards to Criticized & Classified Assets as a percentage of portfolio as well as where you lay in reference to your Criticized & Classified Assets and your Capital Ratios.

If you are interested in obtaining a copy of the most recently published quarterly findings Click here to request a copy of this report

]]> http://www.ceisreview.com/blog/?feed=rss2&p=167 http://www.ceisreview.com/blog/?p=156 http://www.ceisreview.com/blog/?p=156#comments Wed, 07 Mar 2012 16:14:52 +0000 Administrator http://www.ceisreview.com/blog/?p=156

CEIS Review is proud to announce that we will be sponsoring and attending the first annual SNL Financials Community Bankers Conference in Tampa FL May 3-4 2012. Some of the topics which are going to be discussed are capital and credit concerns, value drivers in today’s market, strategies for organic growth, and operational optimization and technology.

Hope to see you there to discuss some of the latest approaches to Credit Risk Management and other invaluable material in today’s community banking environment.

Additionally, CEIS President Joseph Hill is scheduled to be a keynote speaker on the topic of Stress Testing an organizations portfolio in today’s environment.

Select here to see the complete list of speakers

Areas of focus will include:

• Selecting and implementing risk management best practices
• Adapting to changing markets while retaining a competitive edge in Latin America
• Balancing Demands Presented by clients, United States regulators and other stakeholder successfully

This forum will show you how to:

• Enhance your risk management strategy
• Introduce new methodologies and solutions
• Engage your entire organization in building an effective integrated risk management team

The referenced document (see link below)includes a good article on SBA lending, including implications for risk ratings and issues which can jeopardize the guaranty.

Select here to Read the Full Release

Click here to read article

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To inquire about our stress testing program please contact us.

To read the full article please select here.