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| Mr. Carr is an Executive Consultant with CEIS whose functions include loan review, and marketing and business development. |
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| He has over 35 years of commercial banking and consulting experience and began his career with Chemical Bank (New York) as a management trainee and progressed through the various line functions to attain several senior level positions including President of an upstate New York subsidiary bank, President of Connecticut start-up operation and District Head of a large middle market lending district in NYC. He also was Senior Vice President and area manager for Banco Popular de Puerto Rico’s New York operation as well as Chief Executive of a start-up community bank located on Long Island. |
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| Mr. Carr graduated from St. Bonaventure University and received his MBA in Finance from Iona College. |
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